Tel: 0203 105 5550
Email: info@merchantfs.com

Merchant Financial Services

Mortgage Affordability Calculator

A quick and easy way to calculate how much mortgage you could afford to repay each month. The figures provided by this calculator are for illustrative purposes only. It does not include all of the details you may need to consider when calculating mortgage affordability.

Complete the information required and click the 'Calculate’ button.

Income:

£
   

Net monthly salary - (omit commas): £

Partner's net monthly salary -
(omit commas): £

Other monthly Income - (omit commas): £

Total Income:

   

Expenses (monthly)

 
 

Credit Cards:

Gas:

Water:

Electricity :

Telephone:

Council Tax:

Food/Drink:

Clothes:

Car/Travel Expenses:

Life Assurance:

Regular Savings/Pensions:

Loan Repayments:

Other Standing orders/Direct debits:

Entertainment/Holidays:

Household Maintenance:

Other Expenses:

 

Total Monthly Expenses:

Spare income each month:

Results are for your general information and use only and are not intended to address your particular requirements. Results should not be relied upon in their entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate results and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of using this calculator. Thresholds, percentage rates and tax legislation may change in subsequent finance acts. Homeowner Loans: The actual rate available will depend upon your circumstances. If you are seeking a mortgage loan, then you must make a formal application to an appropriate mortgage lender, who will consider your application in accordance with their lending criteria. Mortgage loans are normally subject to a formal valuation of the property and proof of your earnings.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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About us

We are a team of financial advisers specialising in providing advice on mortgages, personal and company protection, retirement planning, investments, and Inheritance Tax planning.





Financial Calculators

Investment Calculator
Loan Calculator
Lump Sum Investment Calculator
Mortgage Affordability Calculator
Mortgage Cost Calculator
Pension Calculator
Pension Cost Calculator
Annuity Calculator
School Fee Calculator
Stamp Duty Calculator

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Contact Us

Merchant Financial Services (UK) Ltd
2nd Floor Monument House, 215 Marsh Rd,
Middlesex HA5 5NE

Tel: +44 (0) 203 105 5550
Fax: +44 (0) 208 429 4692
Email: info@merchantfs.com
Website: www.merchantfs.com

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© Merchant Financial Services (UK) Ltd UK Ltd 2015
The material on the site is the copyright material of Merchant Financial Services (UK) Ltd. You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use Merchant Financial Services (UK) Ltd' content in any way except for your own personal, non-commercial use. This includes but is not limited to all individual fund manager data such as rankings of fund managers and ratings of fund managers. Merchant Financial Services (UK) Ltd does not accept any liability for your reliance upon, or any errors or omissions. Any other use of Merchant Financial Services (UK) Ltd' content requires the prior written permission of Merchant Financial Services (UK) Ltd. The Financial Conduct Authority does not regulate will writng, taxation and trust advice, Accountancy services, solicitors services, estate agent services and some aspects of buy-to-let mortgages and commercial mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage. Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details www.financial-ombudsman.org.uk

Merchant Financial Services (UK) Ltd is authorised and regulated by the Financial Conduct Authority no: 4327513 and is bound by its rules. We are entered on the Financial Services Register No 708813 at www.fsa.gov.uk/register/home.do.